Because a portion of your award may be in the form of Graduate PLUS Loans (credit based loan funding), the Financial Aid Office recommends that students request a copy of their credit report to verify that there are no issues that would prevent the student from obtaining a credit based loan, if needed. Please visit out web site at www.une.edu/financialaid for additional information. Students are also encouraged to pay off any consumer debt, as financial aid is not available to cover those expenses. If you are denied a Graduate PLUS Loan and do not have an endorser with satisfactory credit, there is not additional funding available through the Financial Aid Office to fill this need.